International Student &
Visiting Scholar health insurance

Binghamton University, State University of New York

You can submit a request to the ISSS department at Binghamton University to waive (cancel) your International Health Insurance by completing an International Student Insurance Waiver E-Form. This form must be received by October 15th for the Fall semester and by February 15 for the Spring semester.

If you miss that deadline, it may be too late for our insurance team to cancel your coverage.

There are very limited circumstances under which a waiver of the GeoBlue health insurance will be granted. Required insurance policy attributes necessary to qualify for a waiver review are available below.
F-1 and J-1 Students may apply for a waiver review if their alternative plan meets or exceeds the level of coverage as the Binghamton University Health Insurance Plan provides. This also holds true for J-2 family members.

If you are:
1. F-1, J-1 or J-2 visa holder
2. On CPT with employer Health Insurance OR
3. Have Private Insurance
your insurance policy MUST offer the following benefits:
• Emergency and non- emergency medical care
• Treatment for pre-existing conditions
• Maternity services
• In-hospital room and board
• Inpatient and outpatient care for mental/nervous conditions
• Outpatient alcoholism and substance abuse coverage
• Prescription drugs
• X-Rays and laboratory work
• Ambulance service
• Medical equipment rentals or purchase
• Treatment for self- inflicted injuries and suicide related services
• $400,000.00 maximum reimbursement rate per illness for primary subscribers and $100,000 for dependent coverage
• medical evacuation and repatriation (if your plan does not supply this, it can be purchased separately through Binghamton University for a waiver to be granted)
• $ 50 deductible per illness or injury
• Insurance directly pays the provider or pharmacy in the U.S. for services rendered. You do not reimburse the doctor directly.
• Coverage benefit levels must meet or exceed those of the SUNY plan

The act of filing an application for a waiver of your current insurance is not a guarantee that you will be waived out of the mandatory insurance. An alternative plan must fulfill ALL New York State requirements to be eligible for a waiver.

All waiver requests must be submitted via the Health Insurance Waiver Request E-Form in Sunapsis. A link to the instructions for submitting the E-Form can be found at the bottom of this page.

The following table outlines eligibility requirements, required documentation and submission deadlines:

보험 면제 안내

Deadline to Submit Waiver for Fall Term: October 3, 2017

1.   Visit: https://my.binghamton.edu
2.   Sign on with PODS username and password
3.   Click on "BU Brain", top left corner
4.   Click on "Student"
5.   Click on "Student Accounts Menu"
6.   Click on "Health Insurance Waiver" link
7.   Please read the information thoroughly and click on "Next Page" button to continue
8.   Enter Insurance Company Name, Policy Number and Policy Holder's Name
9.   Check the waiver button confirming alternative health coverage
10. Click on "Submit"

https://www.binghamton.edu/student-accounts/inswaiver.html   웨이버 동영상

학교 보험 시작

Annual 8/15/2017-8/14/2018

대학 제휴 보험과  UHC보험을 비교해 놓은 표입니다.