International Student &
Visiting Scholar health insurance

Columbia University 보험 요구 사항 

All plans must meet the requirements of the Affordable Care Act including, but not limited to, coverage for pre-existing conditions, coverage minimum & maximums, and deductibles.  This applies to international plans in addition to domestic plan offerings. New York State Medicaid will be accepted.

Information regarding ACA regulations:

http://www.hhs.gov/healthcare/rights/

https://www.cms.gov/CCIIO/Resources/Fact-Sheets-and-FAQs/aca_implementation_faqs18.html

https://www.healthcare.gov/what-does-marketplace-health-insurance-cover/

http://www.hhs.gov/healthcare/rights/limits/index.html

National coverage for routine, urgent and emergent care for both medical and mental health services, including substance abuse. If traveling internationally for school-related purposes (study abroad, research at a Global Center, etc.) the policy must also provide coverage outside the US for routine, urgent, and emergent care.

Coverage must be effective no later than August 15 of each academic year (January1 for new Spring Term enrollees and June 1 for new Summer Term enrollees). For students completing a program of study in this academic year the coverage must extend through the end of the month of formal program completion (e.g. end of May for spring graduates).  For continuing students the coverage extends for entire school year, including summers. Coverage will remain in force while a registered student, including during approved leave of absence for medical reasons and non-degree status at Columbia University.

Insurance plan is licensed to do business in the United States.  We strongly recommend your plan have a U.S.-based claims office and a U.S. telephone number, or a U.S.-based claims agent so local hospitals and providers can contact the carrier to discuss care and bill directly.

참조 사항

http://health.columbia.edu/student-insurance/about-columbia-insurance-plan#plan-premiums

대학 제휴 보험과  UHC보험을 비교해 놓은 표입니다.

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