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KAKAO ID : life5050


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University of California, Berkeley




2018-2019 UC SHIP Waiver Criteria







I. All plans must provide unrestricted access to an in-network primary care provider, in-network hospital and full non-emergency medical and behavioral health care within 50 miles of campus or the students place of residence while attending school.



NOTE: This criterion applies to all plan types without exception, including Medi-Cal or Medicaid, Medicare, TRICARE/military, HMOs (including Kaiser, WHA and others), Covered California, ministry sharing plans or other U.S. federal or state exchange plans, all employee-sponsored and individual plans. Plans with an assigned PCP must have one assigned within 50 miles of campus or the students place of residence prior to the start of the semester – August 15, 2018.

II. Coverage is currently active and the student agrees to maintain health coverage throughout the entire academic year 8/1/18-12/31/18 (fall) and 1/1/19-7/31/19 (spring). If your coverage is terminated, contact the Student Health Insurance Office immediately.

III. To satisfy UCs health insurance requirement for enrolled students, the plan held by the student must meet all of the following criteria (this applies to all students regardless of gender):



1) Be a Medi-Cal/Medicaid, Medicare, TRICARE/Military, Covered California or other U.S. federal or state exchange plan, or a UC Employee Health Plan, OR
2) Be an employer-sponsored group health plan or individual plan that covers the following benefits:

a) Has an annual out-of-pocket maximum of $7,350 or less for an individual or $14,700 or less for a family. Deductibles, copayments, and coinsurance paid by the member accrue toward meeting the out-of-pocket maximum. A higher out-of-pocket maximum is allowed if the subscriber has a Health Savings Account (HSA) or a Health Reimbursement Account (HRA).
b) Inpatient (hospital) and outpatient care for mental health and substance abuse disorder conditions the same as any other medical condition.
c) Doctor office visits for medical, including mental health, and alcohol/drug abuse conditions.
d) Provides coverage for all Minimum Essential Health Benefits. For the criteria, please see: https://www.cms.gov/cciio/resources/data-resources/ehb.html (link is external)
e) May not be health care or pharmacy reimbursement plan (A reimbursement plan means the student must pay for services, then file a claim with the insurance provider for reimbursement).
f) Have no per medical or mental health/substance abuse dollar maximum limits.



IV. For international students, the following additional criteria apply. The plan must:

1) Have no per-medical or per-mental health/substance use disorder condition maximum benefit limits.
2) Cover services related to suicidal conditions, including attempted suicide or suicidal thoughts.
3) Cover medical services for injury from participation in all types of recreational activities or amateur sports.
4) Have no pre-existing condition exclusion or limitation; if the plan has a pre-existing condition waiting period, that period has expired.
5) Have no lifetime maximums on benefits.
6) Have a complete master policy written in standard English with benefits expressed in U.S. dollars.
7) Have a claims payment office with an address and phone number in the United States.
8) Pay at least $50,000 annually for medical evacuation.
9) Pay at least $25,000 for repatriation of remains.





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08/01/18 – 07/31/19





2018 718 (No Late Fee) ϸ ۳Ƽ

The Fall 2018 waiver period is May 1, 2018 to July 31, 2018. Your waiver must be

received by July 18, 2018 at 11:59pm to avoid a late waiver fee of $75. All waivers

received between July 19, 2018 and July 31, 2018 will be subject to a late fee of $75.









Insurance  Provider

б޺ Aetna




Aggregate Maximum















Plan year deductible 











In Network : 90%






Out of  Network:60%





кλ $2,994









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University of California - Santa Barbara
University of California, Davis