보험 요구 조건​

Minimum Requirements for Health Insurance Coverage at Rutgers

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All F-1s and J-1s on Rutgers' visa sponsorship and their F-2/J-2 visa dependents are required to have

health insurance that provides at least the following level of coverage:

·The alternate coverage is currently active and the student agrees to maintain the health insurance

 coverage throughout the current semester

·The plan offers unlimited coverage with no maximum dollar limit

·The plan must include a minimum of $25,000.00 for repatriation of remains and $50,000.00 for

 medical evacuation.

·Plan deductible does not exceed $500 out of network per policy year

·Plan provides coverage in the campus area for inpatient and outpatient medical care in the

 immediate campus area.

·Plan provides mental health benefits which include chemical and substance abuse treatments.

·Plan provides preventative care services which include, but are not limited to, annual physicals,

 GYN exams, routine screenings and immunizations.

·Plan covers pre-existing conditions.

·Plan covers prescription drugs with no maximum dollar limit and a nationwide network

 of pharmacies. Plan must not be a reimbursement plan.

·The plan has an in-network out of pocket maximum of no more than $3,000.00 per policy year.

·The plan is provided by a company licensed to do business in the US with a US claims payment

  office and a US phone number.

·Plan must pay medical providers directly for inpatient and outpatient care

 (must not be a reimbursement plan).

The underwriting company must have a rating of either "A" or above by A.M. Best, "A-1" or above by

Insurance Solvency International Ltd., "A -" or above by Standard & Poor's Claims-paying

Ability, "B +" or above by Weiss Research, Inc.

If you have other comparable coverage from overseas or in the United States, and

wish to waive the automatic enrollment, you must contact the Insurance Coordinator

at eljones@gaiacenters.rutgers.edu. For specific waiver requirements visit

http://globalservices.rutgers.edu. You do not waive online!

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해외에서 미국 또는 다른 유사한 범위를 가지고 있고, 자동 등록을

​포기 하고자 하는 경우, 당신은 eljones@gaiacenters.rutgers.edu의 보험

코디네이터에게 연락해야 합니다. 특정 면제 요구 사항

http://globalservices.rutgers.edu를 방문하십시오.

학교 보험 사이트/ 보험 면제 사이트

https://riskmanagement.rutgers.edu/student-health-insurance

학교 보험 보험기간

Annual

2018년 8월15일 - 2019년8월14일​

보험 면제 마감일

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