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Boston University

 

 

 

Boston University  

 

 

 

COMPARABLE COVERAGE CHECKLIST

 

 

 

How to use the Checklist:

You will need to compare your insurance plan to the coverage provided by the BU student insurance

plan. Your plan must include each of the Required Plan Element or Benefit items on the checklist,

all of which are available on the Boston University Student Health Insurance plan. This checklist

includes the most important elements of coverage that must be addressed. In addition, your plan

cannot be one of the types listed that do not qualify as comparable coverage. Please download and

print the checklist and use it as a guide to compare benefits offered by your alternate health

 

insurance plan.

Although you are required to evaluate your current medical insurance to determine for yourself

whether it provides comparable coverage, if Boston University becomes aware of aspects of your

insurance that do not meet this criteria, Boston University may, in its sole discretion, decline your

request for a waiver.

  

 

 

Required Plan Element or Benefit to qualify as Comparable Coverage:

 

Required services (as listed below) must be provided at a location within a reasonable distance

of the greater Boston area. Health plans with a closed network of providers and accessible

for only emergency services, such as out-of-area HMOs, EPOs or Medicaid products

generally are not acceptable.

 

No lifetime dollar limit on coverage.

 

A United States based company (unless student is studying outside the US).

 

Preventive care coverage without co-insurance.

 

Primary care coverage.

 

Emergency room coverage.

 

Coverage for surgery (in hospital and out-patient).

 

Coverage for hospital stays.

 

Coverage for outpatient medical visits (ex. Specialist visits).

 

Coverage for outpatient mental health visits (ex. Counseling or Psychiatry visits) including

substance abuse.

 

Coverage for mental health hospitalization.

 

Coverage for prescription drugs.

 

 


 

 

 

 

 

 

 

 

 

б Ʈ/ Ʈ

 

 

https://weblogin.bu.edu//web@login3?jsv=1.3&br=ie&fl=6

 

 

 

http://www.bu.edu/studentaccountingservices/resources/medical-insurance/waiver-of-enrollment/

 

 

 

 

 

 

 

Ʈ

 

 

http://www.bu.edu/studentaccountingservices/files/2015/05/Bu-Benefit-Grid-2015.pdf

 

 

https://www.aetnastudenthealth.com/schools/bu/Boston_University_Basic_500499-912071_900648_1516.FORMATTED.pdf

 

 

 

 

 

б

 

 

Annual

 

 

2015 823 - 2016822

 

 

 

 

 

 

915

 

 

 

 UHC ǥԴϴ.

 

Insurance  Provider

б޺(Aetna)

UnitedHealthcare()

 

 

Aggregate Maximum

 

 

 

 

 

 Unlimited

 

 

 

 

 Unlimited

 

 

 

Plan year deductible 

 

$150

 

 

$100

 

 

 º̿

ȸ纸

 

In Network : 80%

80%

 

      º

 ȸ纸

 

Out of  Network:60%

70%

Premium

(Annual)

 

÷

Student :  $1,950

 

Student : $1,045

 

 

÷÷

Student :  $2,713

 

 ​​​​



 

 

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