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University of California, Riverside

http://studenthealth.ucr.edu/insurance/summary-14-15.html

 

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​As a UCR student, you are automatically enrolled in the Student Health Insurance


(SHIP), one of the most comprehensive and affordable health insurance plans
available.


If you are currently enrolled in a private insurance plan and would like to waive the SHIP
insurance, know that the waiver criteria was established by UC officials in collaboration
system-wide and the criteria are re-evaluated each year.


To waive out of SHIP successfully your insurance:
• Must provide primary care within 30 miles of the UCR campus or 30 miles
from you address while attending UCR.
• Cannot limit the amount it will pay for any injury or illness you may have
during your lifetime.
• Cannot have a pharmacy deductible greater than $250 per year.
• Cannot require you to pay ¡°out-of pocket¡± more than $6,350 per person,
per year.
• Cannot have a clause excluding a pre-existing condition. (Cannot refuse
to cover any condition you had before enrolling in the plan).


The goal is to choose a health insurance plan that has the lowest total cost (lowest
total costs = Your out-of-pocket expense PLUS your total premium cost). It is important
that you are fully covered, receive excellent care, and that your out-of pocket expense is
minimal – SHIP provides that coverage.


It is important to know your coverage prior to submitting the waiver request. If you do not
agree with the waiver determination, a formal appeals process is available to you
through Student Health Services where your waiver request will be reviewed. Student
Health Services make the final decision on appeals.​​

 

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*USHIP= $1,653:

 



 

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https://www.admin.renstudent.com/Waivers/Account/LogOn?Origin=UCR

 

Waiver Deadlines

 

  • Fall Quarter (June 1 - September 12)
  • Winter Quarter (November 1 - December 12)
  • Spring Quarter (February 1 - March 12).

 

 

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´ÙÀ½±Û University of California San Fransisco
ÀÌÀü±Û University of California San Diego