http://studenthealth.ucr.edu/insurance/summary-14-15.html º¸Çè Á¶°Ç As a UCR student, you are automatically enrolled in the Student Health Insurance (SHIP), one of the most comprehensive and affordable health insurance plans available. If you are currently enrolled in a private insurance plan and would like to waive the SHIP insurance, know that the waiver criteria was established by UC officials in collaboration system-wide and the criteria are re-evaluated each year.
To waive out of SHIP successfully your insurance: • Must provide primary care within 30 miles of the UCR campus or 30 miles from you address while attending UCR. • Cannot limit the amount it will pay for any injury or illness you may have during your lifetime. • Cannot have a pharmacy deductible greater than $250 per year. • Cannot require you to pay ¡°out-of pocket¡± more than $6,350 per person, per year. • Cannot have a clause excluding a pre-existing condition. (Cannot refuse to cover any condition you had before enrolling in the plan).
The goal is to choose a health insurance plan that has the lowest total cost (lowest total costs = Your out-of-pocket expense PLUS your total premium cost). It is important that you are fully covered, receive excellent care, and that your out-of pocket expense is minimal – SHIP provides that coverage.
It is important to know your coverage prior to submitting the waiver request. If you do not agree with the waiver determination, a formal appeals process is available to you through Student Health Services where your waiver request will be reviewed. Student Health Services make the final decision on appeals.
Çб³ º¸Çè·á *USHIP= $1,653: º¸Çè ¸éÁ¦ »çÀÌÆ® https://www.admin.renstudent.com/Waivers/Account/LogOn?Origin=UCR Waiver Deadlines
- Fall Quarter (June 1 - September 12)
- Winter Quarter (November 1 - December 12)
- Spring Quarter (February 1 - March 12).
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