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COMPARABLE COVERAGE CHECKLIST
How to use the Checklist:
You
will need to compare your insurance plan to the coverage provided by the BU
student insurance
plan.
Your plan must include each of the ¡°Required Plan Element or Benefit¡± items
on the checklist,
all
of which are available on the Boston University Student Health Insurance
plan. This checklist
includes
the most important elements of coverage that must be addressed. In addition,
your plan
cannot
be one of the types listed that do not qualify as comparable coverage. Please
download
and
print
the checklist and use it as a guide to compare benefits offered by your
alternate health
insurance
plan.
Although
you are required to evaluate your current medical insurance to determine for
yourself
whether
it provides comparable coverage, if Boston University becomes aware of
aspects of your
insurance
that do not meet this criteria, Boston University may, in its sole
discretion, decline your
request
for a waiver.
Required
Plan Element or Benefit to qualify as Comparable Coverage:
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Required
services (as listed below) must be provided at a location within a
reasonable distance
of the
greater Boston area. Health plans with a closed network of providers and
accessible
for only
emergency services, such as out-of-area HMOs, EPOs or Medicaid products
generally
are not acceptable.
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No lifetime
dollar limit on coverage.
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A United
States based company (unless student is studying outside the US).
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Preventive
care coverage without co-insurance.
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Primary
care coverage.
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Emergency
room coverage.
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Coverage
for surgery (in hospital and out-patient).
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Coverage
for hospital stays.
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Coverage
for outpatient medical visits (ex. Specialist visits).
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Coverage
for outpatient mental health visits (ex. Counseling or Psychiatry visits)
including
substance
abuse.
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Coverage
for mental health hospitalization.
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Coverage
for prescription drugs.
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