International Student &
Visiting Scholar health insurance

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·         What is a waiver form?

The waiver form is verification that you have purchased alternative, qualifying health

insurance coverage. The form must be submitted before the waiver deadline each semester.

If the waiver is approved, the insurance charge will be removed from your account. The

alternative, qualifying coverage must be valid from the first day of classes and must end no

earlier than the last day of classes for the semester.

·         What are the requirements for an alternative health insurance?

A) Unlimited Maximum Benefit for Covered medical expenses

B) Coverage for essential benefits as defined under Patient Protection and Affordable Care

Act – including pharmacy, mental health, maternity, preventive care, contraception – with no

 dollar limits, and coverage for pre-existing conditions

C) Includes Pediatric dental and vision coverage as defined by ACA

D) Policy year deductible of $500 or less. Maximum total out of pocket expense cannot

exceed $6,350 per member, $12,700 per family with preferred providers. Deductible,

coinsurance, and any copays count toward out-of-pocket maximum

E) Minimum of $10,000 for repatriation and $15,000 for medical evacuation

F) Minimum of 80% coinsurance payable by the insurance plan to network providers.

Emergency/urgent care coverage only is not accepted

G) Possess verifiable proof of coverage with student’s name (ID card, insurance policy or

letter from insurance carrier ) and coverage plan document(s) in English, with currency

 amounts converted to U.S. dollars, and an insurance company contact phone # in the U.S.

H) Effective dates must cover the entire semester

I) Insurer has a base of operations in the US or has a US based claims payer

·        

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    ​Where can I find the waiver form?

To access the Health Insurance Waiver form:

1. Go to https://isis.k-state.edu/psp/ISIS/?cmd=login

·         What happens after I submit the waiver form?

The Insurance Coordinator will review your form and if approved, the insurance charge will

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be removed within 5 business days. If your waiver is denied, you will receive notification of

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the denial and the charge will remain on your account. If you do not see the adjustment of

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the fee on your account or receive an email from the Insurance Coordinator, you should c

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ontact ininsure@ksu.edu prior to the waiver deadline.

학교 보험 약관

https://www.uhcsr.com/uhcsrBrochures/Public/ClientBrochures/2015-470-4%202015-200118-4%20Brochure.pdf

보험면제 사이트

To access the Health Insurance Waiver form:

1. Go to https://isis.k-state.edu/psp/ISIS/?cmd=login

학교 보험 보험기간08/ 01 /2015 – 07/31 /2016